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SIP Calculator

Project a monthly investment plan, with optional annual step-up and the invested-versus-gain split.

A SIP calculator projects the value of investing a fixed amount every month at an assumed rate of return. It compounds each contribution for the months remaining, optionally increasing the amount each year, and separates how much you paid in from how much came from growth.

Runs in your browser
Privacy
Runs entirely in your browser — nothing is uploaded
Cost
Free, unlimited, no sign-up

Frequently asked questions

What does the step-up option do?

It raises your monthly contribution by a set percentage each year, matching a pay rise. Even 5% a year makes a large difference over long periods because the extra money still has years to compound.

How to use the sip calculator

  1. 1Set the monthly investment.
  2. 2Set the expected annual return.
  3. 3Set the period.
  4. 4Set the annual step-up.
  5. 5Choose the currency symbol.
  6. 6The result appears immediately — copy or download it.

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Put the working sip calculator on your own site. It runs in your visitors' browsers exactly as it does here — free, no account, nothing uploaded.

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